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HI. Don't understand why you don't qualify for charity care from the hospital, retroactive medicaid from your county social services, or why you don't have Medicare/Medicaid. If your spouse is now not working, and your monthly medical expenses are high, you may qualify for medically needy medicaid, a different form of medicaid going forward. Also have you tried the pharmaceutical companies to ask for assistance directly with your medicines or requested samples from you doctors. I have been through a long medical nightmare with too many bills and too little money,and empathize with you. Just trying to help. Possibly your county social services--I know it's a nightmare to deal with them--can assign you a social worker to help you with all this. God Bless and Good luck.